Category «Loan Article»

How To Take Advantage of the Housing Crisis

We all know that for the past several years the housing market, and likewise the home loan lending market, has taken a substantial hit. Home values have been dropping for years, banks have severely tightened their mortgage approval requirements and the one thing that could really help the housing market – and increase in jobs …

The Energy Efficient Mortgage

One of the newest mortgage products available these days is called an EEM or Energy Efficient Mortgage. Energy Efficient Mortgages are mortgages that are designed to encourage people to buy new energy-efficient homes or to buy homes that have energy-efficient improvements by crediting for the energy-saving measures in the home. In other words, an EEM will allow a …

Getting a Pre Approved Mortgage Loan

For home buyers, there has not been a better Mortgage Loan time to go house shopping in the past several years. Falling home values, an increase of homes available on the market and record-low mortgage rates have made it a buyer’s market when it comes to houses. But whether you’re a first time home buyer, …